Certified Funding is committed to helping you find the right residential 2nd lien mortgage product for your primary residence. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.


To fill out a Home Equity or Home Improvement loan application, when you get to the "Loan and Property" section/tab, you must first answer "I want to get a Home Equity Loan" or "I want to make Home Improvements" to the "Why do you want a Second Mortgage?" question.

You MUST Authorize Certified Funding to Pull Credit in order to continue the loan process.  To do this, once you have started the interview/application process, under the "Personal" tab, you must check the box which states "I authorize Certified Funding to obtain a consumer credit report . . . " for each borrower.

**Please Note:  No Rural properties and 3 acre maximum**