ZIP home

Certified Funding is committed to helping you find the right residential 2nd lien mortgage product for your primary residence. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.


To fill out a Home Equity or Home Improvement loan application, when you get to the "Loan and Property" section/tab, you must first answer "I want to get a Home Equity Loan" or "I want to make Home Improvements" to the "Why do you want a Second Mortgage?" question.

You MUST Authorize Certified Funding to Pull Credit in order to continue the loan process.  To do this, once you have started the interview/application process, under the "Personal" tab, you must check the box which states "I authorize Certified Funding to obtain a consumer credit report . . . " for each borrower.

**Please Note:  No Rural properties and 3 acre maximum**